Last Updated: April 2026
Connect your accounts in 60 seconds. Transactions stream in nightly, get categorized automatically, and reconcile against your scanned receipts. Bank-grade encryption. Never sells your data.
Expense Atlas uses Plaid, the industry-standard bank aggregation service trusted by Venmo, Robinhood, Chime, and most fintech apps you already use. The flow is simple and secure.
All major US banks plus credit unions, brokerages, and UK and EU banks via Plaid.
Your credentials go directly to your bank. We never see your username or password.
New transactions stream in nightly with on-demand refresh from the connections page.
Scanned receipts are automatically matched to bank transactions; no duplicates.
AES-256-GCM at rest, AWS KMS key management, TLS 1.3 in transit. Per-user keys.
Multi-currency accounts are normalized to your home currency in dashboards and budgets.
Bank sync is the most automated path, but Expense Atlas works without it too.
Upload PDFs from your bank. AI parses them into transactions and categorizes.
Import CSV exports from your bank or another budgeting app.
Scan receipts directly. Each one becomes a transaction without any bank connection.