Plaid is the active production connection path. Expense Atlas does not ask you to type bank credentials into an Expense Atlas form, but institution sign-in and data availability still depend on Plaid and the institution.
Starter includes 5 bank sync accounts and Plus includes 10. Self-service add-ons can raise Starter to 9 total or Plus to 19 total. Contact support for 20 or more.
Plaid Link handles institution selection and sign-in. Available institutions, connection methods, and account types can vary by provider eligibility.
Expense Atlas supports eligible checking, savings, and credit card accounts. Wallet-like payment app accounts, including unsupported PayPal or non-custodial wallet subtypes, are filtered out.
After connection, transaction activity syncs in the background. The amount of history, pending status, refresh timing, and field quality depend on Plaid and the institution.
Review categories and duplicates, pause an account, start a supported refresh, or disconnect it. Older statement uploads can fill gaps when connected history is shorter than needed.
Synthetic demo data
This example shows how account slots apply to selected accounts, not just institutions.
Community Bank checking
Selected through Plaid Link.
1 slot
Community Bank savings
A second account at the same institution uses another slot.
1 slot
Card issuer credit card
An eligible credit account can be selected separately.
1 slot
Starter capacity remaining
Based on 5 included bank sync accounts.
2 included slots
If one connection returns more selected accounts than the available plan slots, the connection cannot be completed until fewer accounts are selected or capacity is increased.
CSS illustration with synthetic demo data. This is not a product interface or screenshot.
Clear answers about how this feature works and what to review before relying on it.
Yes. On eligible paid plans, Expense Atlas can sync supported checking, savings, and credit card accounts through Plaid. Imported transactions support merchant and category review plus Personalized Budget generation, so the budget can start from activity you already have.
No. Plaid-powered bank sync is a paid-plan feature. Starter includes 5 bank sync accounts and Plus includes 10, with additional self-service capacity available within published limits.
Eligibility depends on Plaid and the institution. Expense Atlas accepts supported checking, savings, and credit card accounts and filters unsupported wallet-like payment app accounts.
Refresh timing depends on Plaid and the institution. Expense Atlas supports background sync and user-started refresh flows, but it does not promise real-time or fixed nightly delivery.
No. Plaid Link handles institution sign-in. Expense Atlas receives the account and transaction information needed to maintain the accounts you choose, but it does not receive your bank password.
You can add supported older statements or CSV files to build a fuller history. Imported records still need duplicate and category review.
See how synced or imported activity becomes a reviewable Personalized Budget.
Add receipt photos and PDFs when a connection is unavailable or history is short.
Review how imported transactions receive category suggestions and corrections.