Multi-account tracking guide

Track eligible bank accounts in one review workflow

Expense Atlas can bring supported checking, savings, and credit card transactions from multiple institutions into one account. Plaid-powered connections require a paid plan, and every imported record remains subject to review. Looking for a budget app with bank sync? Start with the full bank sync product page for capacity, eligibility, and setup details.

What multi-account tracking adds

The value is not a claim that every balance is always current. It is a shared place to review supported activity, categories, and history from the accounts you choose. Product setup, plan limits, and Plaid connection details live on the bank sync page.

  1. 1

    Select eligible accounts

    Use Plaid Link to choose supported accounts. Each selected checking, savings, or credit card account consumes one bank sync slot.

  2. 2

    Combine transaction activity

    Imported records appear in a common activity workflow while retaining their institution and account source.

  3. 3

    Review categories and duplicates

    Categorization can assist organization, but ambiguous merchants, transfers, duplicate imports, and unusual transactions need user review.

  4. 4

    Inspect history coverage

    Each institution can provide a different amount of history. Expense Atlas shows the imported range and supports manual statement backfill when more context is useful.

  5. 5

    Use reviewed activity in budgeting

    Reviewed transactions can inform spending patterns and actual comparisons. A connection does not automatically make a budget complete or correct.

Synthetic demo data

One household view, three account sources

This example illustrates a combined review without implying a live customer account.

Primary checking

Imported from one supported institution.

Housing and utilities

Rewards credit card

Imported from a separate supported issuer.

Groceries and travel

Savings account

Reviewed separately from spending transactions.

Goal contributions

Combined review

Sources stay visible while categories and duplicates are checked.

One transaction workflow

The combined activity can provide better context than one account alone, but transfers between accounts and incomplete provider history still require review.

CSS illustration with synthetic demo data. This is not a product interface or screenshot.

Multi-account does not mean unlimited or real time

  • Plaid bank sync is available only on eligible paid plans and each selected account uses plan capacity.
  • Starter includes 5 bank sync accounts and Family / Power User includes 10. Published add-on and support limits apply above those amounts.
  • Institution availability, account eligibility, history, refresh timing, balances, and transaction status depend on Plaid and the institution.
  • This is higher capacity inside one Expense Atlas account. It does not provide separate household logins or simultaneous multi-user collaboration.
  • Manual statements and CSV imports can supplement unavailable connections or short history.

Related feature guides

Budget app with bank sync

Canonical product page for bank sync capacity, Plaid eligibility, and setup limits.

Expense categorization

See how records from multiple sources can be suggested, reviewed, and corrected.

Personalized budget goals

Learn how reviewed activity can inform a budget without controlling it.

Review the Plaid connection details

Check supported account types, paid-plan capacity, provider limits, and manual alternatives before connecting.